By reading or posting information, you must agree with the following terms of use. Ronin Asset Management Pty Ltd trading as Cashflow Trader is an Authorised Representative (No. 333209) of AVESTRA CAPITAL PTY LTD ABN 114 266 698 AFSL 292464 ("Avestra") and we do not endorse or vouch for the accuracy or authenticity of postings and no responsibility is accepted for any opinion expressed or for any error or omission that may have occurred herein. Posters are individually responsible for the accuracy and authenticity of their postings. Unless specifically stated, Posters on this blog are not investment advisers and do not hold the necessary licence or have any formal qualification to give investment advice. All postings are of the nature of general information only and must not in any way be construed or relied upon as legal, financial or professional advice. No consideration has been given or will be given to the individual investment objectives, financial situation or needs of any particular person. The decision to invest or trade and the method selected is a personal decision and involves an inherent level of risk, and you must undertake your own investigations and obtain your own advice regarding the suitability of any investment for your circumstances.

www.asic.gov.au has a list of licensed advisers and www.fido.gov.au provides general guidance about investing. The nature of the internet may make it hard to identify or locate the Poster. If the Poster is in an overseas jurisdiction, it may be hard to take any legal action against them. You will have no access to ASIC-approved dispute resolution schemes to recover any losses you may suffer by relying on the postings. Securities cannot be offered to you for sale or issue through postings and it is advisable that you alert Ronin Asset Management or ASIC Infoline on 1300 300 630 if you have good reason to suspect that any postings are inaccurate, are based on inside information or are likely to mislead or deceive people who view or use the postings. Posters may comment optimistically or pessimistically on stocks in an attempt to influence other investors. It is not possible for Ronin Asset Management to moderate all posts. Some misleading and inaccurate information may appear and if you have concerns with a post, you must report the violation to us immediately.

*The fact that a website is linked to the Cashflow Trader website does not imply any endorsement of sponsorship by us of that website or that we are affiliated in any way with the third party operating that third party website. If you access this we do not endorse, review, approve or accept any responsibility in relation to the operators of the linked third party sites or the information and material on such sites, nor the products or services offered. To the extent permitted by law, Ronin Asset Management trading as Cashflow Trader and its directors, officers and agents disclaim all responsibility for any loss or damage which may be suffered by any person directly or indirectly through any person's dealings with them or by use of the website whether that loss or damage is caused by any fault or negligence on the part of Ronin, its directors, officers, employees and agents.